Feb 20

You’re Nothing but a Number – Why achieving great credit scores should be on your list of wealth building strategies Excellent and Worthwhile Purchase – Warren – Seattle
I appreciated reading a book on credit written by someone who has worked for one of the major credit bureaus. The information is insightful and relevant. This book contains details I had not read elsewhere and confirmed some “secret, insider information” I’d been told verbally by other employees in the credit field. Highly recommended.

Hello, this is John Ulzheimer and I wrote this book.

For those of you who have purchased it, you can and should consider it an investment in your financial future. Why? Because having great credit reports and credit scores is the best way to keep more of your hard earned money at home, where it belongs.

A little background…

I actually started writing this book in 1997 after I left Equifax. The original title was going to be “Inside the Walls.” I had about 30 pages finished when I realized that any book about credit needed to have a significant dedication to credit scoring. I had just taken my new job at Fair Isaac (FICO) and I decided to put the book on hold until I was well versed on the subject of credit scoring.

When I left Fair Isaac in late 2004, I started re-writing the book from scratch. I finished it in early 2007. What you have is a 10-year labor of love and insight into the inner workings of the credit industry. I certainly hope you enjoy it and I hope you can leverage what you learn into better credit health and all that it entails.

Why is this book different…

This book is NOT about credit repair and it’s not a bunch of quotes and research results. This book was written by an industry veteran (still in the industry) and it’s all about learning how the system works so that you can function better within it. It’s not about how to fool the credit reporting and credit scoring systems.

If you’re trying to figure out how to beat FICO or have accurate (but negative) information removed from your credit reports under false pretenses then do NOT buy this book because it’s not for you. If you are ready to learn how to EARN better credit using lessons that will last a life time and can be handed down to your children and their children then this is the book for you.

Enjoy!!

John : “John Ulzheimer didn’t know that credit would be his calling when he took a position with the credit bureau, Equifax, back in 1991. You’re Nothing but a Number is Ulzheimer’s first-person exposé of the credit industry. Using his insider experience, Ulzheimer will show you how to master your credit scores and get ahead.”
You’re Nothing but a Number – Why achieving great credit scores should be on your list of wealth building strategies

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Feb 19

i took it home, plugged it in, and you could hear a loud hissing noise from up to 4 feet away. just awful. Bookshelf System for Apple¿ iPod & shuffle with RF Remote ControlThe iHome iH52B Bookshelf System for iPods with AM/FM Radio (Black) is a home stereo. continue reading.


Feb 19

This would be nice for a child or quiet office but the speakers do not offer great sound quality. The ihome ipod system we have mounted in our kitchen has much richer sound than this, I’m not sure why this one sounds so tinny when it’s the same brand and price range. I guess there just isn’t a portable ipod player in the $50-60 range that offers great sound.

So we went up to the $100 range and purchased an Altec Lansing iM600USB Portable Speaker System here on Amazon. The Altec is exactly what we were looking for with all the same features as this radio; but offers richer sound WITH ACTUAL BASS and depth, it’s sleeker looking, and has a rechargeable battery! Worth the extra money. Boom Box for Apple¿ iPod & Shuffle with FM Radio and PresetsThe iHome iH30B Boom Box for iPods with FM Radio (Black) lets you listen to all your favo. continue reading.